RP Funding, Inc.

RP Funding was founded to help make home ownership more attainable.

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Purchase a Home

We know that saving money today can be challenging. A common reason we see home loans denied is because of lack of funds for Closing Costs. RP Funding wants to help. To find out if you qualify for our Closing Cost Programs, call us today at (855)218-0765. We have specialists standing by to help you find out how much home you qualify for and assist you through the home buying process.

Don’t let the expense of too much Closing Costs stand in your way of home ownership. With a Closing Cost Credit from RP Funding there’s never been a better time to purchase a home, apply today to find out how much Closing Cost Credit you qualify for.

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Refinance a Home

RP Funding disrupted the mortgage industry with the launch of the Closing Cost Programs for those seeking to refinance their mortgages. RP Funding has paid over $80 million in Closing Costs under this program. A closing cost credit from RP Funding means more cash in your pocket when accessing your home equity through a cash out refinance.

Your home equity could be the best way to finance home improvements, consolidate debt, make investments, or even make large purchases.

To find out if you qualify for one of our Closing Cost Programs, call us today at (855)218-0765 and see how much we'll pay when you refinance.

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$1,000 Mortgage Challenge

While we are confident that our terms and offers are the most competitive in the industry, there have been rare instances where a competitor offers a better deal. Our promise to you from RP Funding is that we will never let terms or fees stand in the way of you being able to work with us and take advantage of all the benefits we offer. If you receive a legitimate offer from a competitor that is better, our promise to you is that we will match it. If we can’t, we will give you $1,000.**

Unfortunately, there are mortgage companies out there trying to take advantage of borrowers. In most cases, when a competitor offers “better terms,” it is usually part of a bait-and-switch known in the industry as an “unlocked rate.” Some companies will quote you anything over the phone, only for the deal to change after you’ve spent your hard-earned money on an appraisal. Sometimes this is due to bad practice, while other times it is simply because the rate was not locked. You won’t find that at RP Funding. We assume the risk of locking our rate up front — something most lenders won’t do — so you can rest easy knowing there will be no bait-and-switch.

If you do receive a better offer than RP Funding, send us a copy and we will do our best to beat it. If we can’t beat it, we’ll give you $1,000 when you close on their mortgage as disclosed. But from our experience, when we can’t match it, it’s just too good to be true.

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